With over 31 years of experience in serving the staffing industry, we are well-prepared to consistently provide expert solutions to all our clients. Our insurance benefits are specifically designed to excel in the residential, industrial, and commercial construction sectors.
Our plans are an excellent fit for workforces characterized by higher turnover rates, which are common in many construction environments. Our benefits are highly effective across various sectors within construction, including:
Real Estate Development Residential Construction Industrial Construction Government Construction Contracting and Many More!
INSURANCE OPTIONS
MINIMUM ESSENTIAL COVERAGE
Benefits in a Card offers a Minimum Essential Coverage (MEC) wellness-preventive plan for construction companies and their employees. Our MEC plan satisfies the A Portion (also referred to as the “A Tax”) of the employer mandate, as well as the individual mandate. It satisfies the B Portion as well if your employee accepts your offer of MEC coverage. The Minimum Essential Coverage plan is a wellness and preventive plan covering 67 wellness/preventive services.
MINIMUM VALUE PLAN (HIGH DEDUCTIBLE)
Benefits in a Card also offers a Minimum Value Plan (MVP) High Deductible (hd) plan for construction companies. Our MVP (hd) satisfies the A and B-portions of the employer mandate, and it satisfies the individual mandate. This plan qualifies as major medical insurance.
FIXED INDEMNITY PLANS
We also offer three levels of fixed indemnity plans for construction staffing companies and their employees. Basic, Enhanced, and Premier fixed indemnity levels provide first-dollar coverage with no deductibles or copays towards indemnity services. These insurance plans are a great choice for your construction employees.
ANCILLARY SERVICES
Benefits in a Card also allows construction companies to offer any of our six ancillary, non-indemnity services on an a la carte basis. Ancillary insurance services that you can choose from are: accident, term life, dental, vision, critical illness, and short-term disability.
BENEFITS
31 YEAR LEGACY OF PROVIDING INSURANCE
We have a 31 Year Legacy track record of success in serving the staffing industry with high-quality health care insurance plans. We have perfected our process and management of the plans to ensure that we meet your needs and the needs of your employees.
REDUCE YOUR RISK OF PENALTIES
The Affordable Care Act has complicated insurance for many construction companies. And many companies are exposing themselves to thousands of dollars of penalties. Our expert team can help you understand your risk exposure and implement plans to help you mitigate that risk—all while providing quality benefits to your employees.
BILINGUAL, CERTIFIED CUSTOMER SUPPORT
All of our customer care representatives are equipped to best serve your construction company and employees. All of our representatives are certified insurance agents and are both English- and Spanish-speaking. On top of that, they all share a passion for serving your employees well.
CUSTOMIZED ENROLLMENT PROCESS
Being the first provider to exclusively serve the staffing industry with insurance benefits, we have perfected our management process to ensure that it works for you, and that you don’t experience the stress of regulations, penalties, and the small-print details.