Our insurance benefits are designed to help your company eleviate its exposure to ACA penalties while also ensuring your employees receive top-notch insurance coverage. With a proven track record spanning 31 years, we stand as your foremost choice for fulfilling your employees' insurance needs.
Our insurance plans are well-suited for companies that typically experience higher turnover, a common scenario in many general medical staffing companies. For instance, our services are particularly beneficial for:
Hospital Support Staff Medical Administration Staff Medical Office Staff and Much More!
INSURANCE OPTIONS
MINIMUM ESSENTIAL COVERAGE
Our Minimum Essential Coverage (or MEC) is a wellness-preventive plan. It satisfies the A Portion (also known as the “A Tax”) of the employer mandate and the employee’s individual mandate. It will also satisfy the B Portion of the Employer Mandate if an employee accepts your offer of coverage.
MINIMUM VALUE PLAN (HIGH DEDUCTIBLE)
Our Minimum Value Plan (MVP) High Deductible (hd) plan is our major medical insurance option for hospitals and medical staffing companies. This plan satisfies both the A and B-portions of the employer mandate. It also satisfies the individual mandate. This MVP plan does, however, carry a high deductible for your employees.
FIXED INDEMNITY PLANS
Medical staffing companies and hospitals can also choose to offer our fixed indemnity insurance plans. These plans have three levels of coverage for indemnity services. Each level offers first-dollar coverage towards indemnity services without requiring deductibles or copayments.
ANCILLARY SERVICES
One of the unique factors about Benefits in a Card is that we offer our six ancillary services a la carte. That means you can choose to offer any of these individual services independently of any other plan. These services include: dental, vision, term life, accident, short-term disability, and critical illness.
BENEFITS
BEST-IN-CLASS CUSTOMER CARE
Like you, our customer care representatives are passionate about serving people, and we understand the unique challenges that individuals face when making claims or seeking answers about their insurance. That is why all of our staff are certified insurance agents, bilingual, and passionate about serving your employees.
REDUCE YOUR RISK
The sheer size of the Affordable Care Act has made it difficult for many hospitals and medical staffing companies to know whether they are exposed to risk or not. That’s where we can help! We provide you with the guidance and knowledge you need to know what penalties you are exposed to and how to mitigate them.
SERVING THE STAFFING INDUSTRY SINCE 1992
Our team has been serving the staffing industry since 1992, and over the years, we have perfected our processes and methods. If you want to experience the difference a seasoned insurance partner can make, call us today to find out how we can best serve you.
MAKING OUR PROCESS WORK FOR YOU
Why should you be burdened with lots of paperwork and stress as you implement your insurance plans? There’s no reason why! That is why we make sure we do the heavy lifting so you don’t have to. We make sure our implementation processes are smooth and work for you (not the other way around).