Do you staff a chain of restaurants or prepared food establishments? Do you need to offer insurance benefits to your employees? If so, Benefits in a Card’s insurance plans are right for you.
With a 3 decade legacy of serving the staffing industry, our plans are uniquely designed and managed to reduce the stress on your HR team and mitigate the risk associated with offering insurance benefits.
Our plans are ideal for restaurants and other food establishments that typically employ workforces with higher turnover rates. Such as:
Restaurant Franchises Restaurant Chains Food Service Companies Catering Companies and More!
INSURANCE OPTIONS
MINIMUM ESSENTIAL COVERAGE
Ideal for restaurants and prepared food companies, Benefits in a Card’s Minimum Essential Coverage (also called MEC) is a wellness-preventive plan that satisfies the A Portion (or “A Tax”) of your employer mandate. It also satisfies the employee’s individual mandate. If your employee accepts your offer of coverage, you will also satisfy the B Portion.
MINIMUM VALUE PLAN (HIGH DEDUCTIBLE)
Our Minimum Value Plan (MVP) High Deductible (hd) insurance plan is major medical insurance. This solution satisfies the A and B-portions of the employer mandate, in addition to the individual mandate. However, this plan does carry a high employee deductible.
FIXED INDEMNITY PLANS
Ideal for restaurants and prepared food companies, Benefits in a Card’s Minimum Essential Coverage (also called MEC) is a wellness-preventive plan that satisfies the A Portion (or “A Tax”) of your employer mandate. It also satisfies the employee’s individual mandate. If your employee accepts your offer of coverage, you will also satisfy the B Portion.
ANCILLARY SERVICES
Restaurants and food prep companies can also choose to offer one of our six ancillary insurance solutions: term life, dental, vision, short-term disabillity, critical illness, and accident. Each of these may be purchased a la carte and offered individually.
BENEFITS
REDUCE STRESS
Why should you be shackled with the stress of offering insurance? Isn’t that what you pay an insurance provider for? That is how we at Benefits in a Card look at our role in helping you offer healthcare solutions to your employees. We partner with you and handle the heavy lifting of your benefits offerings so you can focus on doing your business well.
BEST-IN-CLASS CUSTOMER CARE
All of our customer care representatives are certified insurance agents. They are also all bilingual (English and Spanish), which ensures all of your employees get the individualized care and attention they need.
MITIGATE YOUR RISK
The Affordable Care Act (or ACA) has made it difficult for many restaurants, chains, and catering companies to offer insurance benefits to their employees, and many companies do not know if they are exposed to risks and penalties. That’s where we come in. Let us help you mitigate your ACA risks.
TAILORED ENROLLMENT PROCESS
We do not approach your company with a one-size-fits-all mentality. We know that you have a unique structure and process, and we respect that. That is why we make sure we tailor our enrollment and implementation processes to meet your needs.