Empowering employers with unmatched benefits stability

Discover our comprehensive insurance solutions designed for high turnover industries.

Solid benefits, no surprises

Decades of dedication to stability

With a history of the longest-tenured clients in the high turnover industry, Benefits in a Card (BIC) champions stability like no other. Our impeccable record of over a decade without a carrier rate increase is our testament to relentless service excellence.

Rate-lock guarantee and benefits control

Experience true peace of mind with BIC’s 2-year rate-lock guarantee, combined with the precision of our Benefits Wizard—empowering you to dictate coverage periods and dodge unwarranted claims, cementing rate uniformity.

Exclusivity with A+ carriers and first-dollar coverage

 Align with BIC's commitment to unparalleled carrier quality, exclusively partnering with A+ rated carriers. Benefit from first-dollar coverage plans sans deductibles, offering immediate protection post-employee deduction.

Streamlined process for employer enrollment

Benefits in a Card makes signing up for employee benefits easy, cost-effective, and customized to your company’s needs.

CONTACT US NOW

Easy, Zero Cost Implementation

Ease into a world of benefits with BIC’s promise of no implementation fees. Start your journey towards employee satisfaction without the financial hurdle.

Efficient Management

Navigate the complexities of benefit plans through the Benefits Wizard: our comprehensive, user-friendly dashboard, designed for streamlined management and superior efficiency.

Customized Options

 With over 140+ plan designs, curate an employee benefits portfolio that not only fits your budget but also gives you a competitive edge in staffing.

Seamless Integration

Harmonize BIC’s benefits with your existing HR systems such as Workday, Bullhorn, and Avionte for a frictionless integration experience, ensuring continuity and convenience.

Frequently asked questions

Our philosophy: Retain - Don’t Retrain

Benefits in a Card brings over 30 years of expertise in delivering top-notch benefits for high-turnover industries. We take pride in our exceptional customer service and cutting-edge benefit solutions. In fact, we're so confident in our benefits and claims experience that we now offer a 2-year guarantee. That's a standout advantage!

As health insurance costs continue to soar for many employers, Benefits in a Card is committed to safeguarding both employers and employees' finances. Our 2-year rate guarantee addresses this issue by eliminating concerns about rising renewal rates. Employers can rest easy knowing their rates won’t increase, and employees can focus on their well-being without the stress of choosing between health insurance and other essentials. With Benefits in a Card and our 2-year rate guarantee, affordable and high-quality benefit solutions are within reach—because your employees deserve the best.

The Benefits Wizard facilities the management of benefit plans on a weekly, bi-weekly, semi-monthly, or monthly basis ensuring benefit deductions align with your employees' pay schedules. Weekly deductions will pay for coverage for the following Monday-Sunday so if an employee does not receive a paycheck, they will not have coverage for the following week. By leveraging the Benefits Wizard, carriers can confirm that premiums have been paid before processing claims, which in turn helps our clients keep their health insurance costs stable.

BIC can play a pivotal role in addressing high turnover by assisting in both the recruitment and retention of employees, through its comprehensive benefits packages normally reserved for full-time employees – bringing employees in; and reinforcing the company's investment in their well-being – keeping them.

First dollar coverage allows your employees to utilize their benefits once they become effective without any upfront copays or deductibles.

We offer ancillary services that can either be included within our health plans or offered independently. This approach gives your employees the freedom to enroll only in the services they truly require, without a mandatory medical election.

Reach out to secure the best coverage for your employees

Our experts are ready to tailor solutions that align perfectly with your employee’s needs

Call us today

CONTACT US NOW