Get innovative insurance solutions built for high-turnover industries
Benefits in a Card is the only benefits provider in the high-turnover insurance industry to offer:
- Decade-long rate reliability – No carrier rate increases in 10+ years
- Immediate no-cost benefits – First-dollar plans with no deductibles
- Unified platform management – One platform that centralizes management and optimizes efficiency
Discover what makes BIC the industry-leading BENEFITS ADMINISTRATION option
Our philosophy: Retain - Don’t Retrain
Unmatched rate stability
With our pioneering 2-year rate locks and elite carrier partnerships, we champion dependability in benefit costs, ensuring you recommend BIC with certainty.
Over 140+ flexible plans
Upgrade your benefits with 140+ tailored plans, featuring immediate coverage & unique perks, such as free prescription drug coverage through our exclusive partnership with FreeRx.
Simplified client service
Discover simplicity with our all-in-one platform, zero outsourcing, and zero implementation fees. Our US-based bilingual call center prides itself in a < 2% abandonment rate.
Explore our plans and find the perfect match for your client
See the highlights of our 5 standard plans - a gateway to over 140 custom-tailored solutions
Benefits in a Card offers a variety of MEC plans to cater to your unique needs. Unlike other providers that have encountered difficulties with MEC implementation, we have successfully consolidated, implemented, and managed the plan in a manner tailored specifically for staffing companies. Our ability to offer customized options that align with your requirements is what sets us apart and contributes to our success... Read More
Benefits in a Card offers voluntary ancillary services that you can provide to your employees without requiring a medical or indemnity election. These services, such as term life, dental, vision, accident, critical illness, and short-term disability coverage, are aggregated weekly for your convenience. By providing these additional... Read More
Our Minimum Value Plan (MVP) is designed to satisfy both A and B portions of the employer mandate by providing minimum essential coverage and minimum value. We aggregate the MVP plan on a weekly basis to ensure that it meets the needs of high turnover industries. While the plan... Read More
Aggregated weekly and expertly managed by our best-in-class support staff, the Preferred Choice Plans provide first-dollar coverage toward indemnity services with no deductibles or copayments. Choose from 10 indemnity plans available or request custom plan designs to cater to the needs of employees... Read More
Benefits in a Card is exclusively partnered with FreeRx, to provide a prescription plan with REAL value. The first of its kind- FreeRx provides free unlimited generic, chronic medications via home delivery, free acute medications at over 64,000 pharmacies nationwide, and the lowest-cost insulin... Read More
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Minimum Essential Coverage
Benefits in a Card offers a variety of MEC plans to cater to your unique needs. Unlike other providers that have encountered difficulties with MEC implementation, we have successfully consolidated, implemented, and managed the plan in a manner tailored specifically for staffing companies. Our ability to offer customized options that align with your requirements is what sets us apart and contributes to our success... Read More
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ancillary services
Benefits in a Card offers voluntary ancillary services that you can provide to your employees without requiring a medical or indemnity election. These services, such as term life, dental, vision, accident, critical illness, and short-term disability coverage, are aggregated weekly for your convenience. By providing these additional... Read More
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Minimum Value Plan
Our Minimum Value Plan (MVP) is designed to satisfy both A and B portions of the employer mandate by providing minimum essential coverage and minimum value. We aggregate the MVP plan on a weekly basis to ensure that it meets the needs of high turnover industries. While the plan...Read More
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Fixed Indemnity Plans
Aggregated weekly and expertly managed by our best-in-class support staff, the Preferred Choice Plans provide first-dollar coverage toward indemnity services with no deductibles or copayments. Choose from 10 indemnity plans available or request custom plan designs to cater to the needs of employees... Read More
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FREERX
Benefits in a Card is exclusively partnered with FreeRx, to provide a prescription plan with REAL value. The first of its kind- FreeRx provides free unlimited generic, chronic medications via home delivery, free acute medications at over 64,000 pharmacies nationwide, and the lowest-cost insulin... Read More
Hear from our trusted partners
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Michael Johnson
VP of TRC Staffing Services
"The switch to BIC was a game-changer for us. Exceptional customer service smoothed the transition for my staff and offered direct support to our employees. It's not just a service; it's a partnership that enhances our operations."
Michael Epstein
CEO and President of CoWorx
"In the whirlwind of healthcare changes, BIC stood out as a beacon of expertise, guiding us to compliant and affordable healthcare coverage. Their foresight and leadership have been invaluable to us."
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Beth Howard
General Manager at Mega Force
"BIC's support has been instrumental in amplifying our reputation. Providing top-notch benefits through BIC not only satisfies our associates but also turns them into advocates for our brand, driving business growth organically."
Chad Clevenger
CFO of Innovative Staffing Solutions
"Thanks to BIC, our employee retention has seen remarkable improvement. Their ability to provide immediate, comprehensive benefits packages is a significant factor in keeping our talent happy and loyal."
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Beth Garvey
Chair, President & CEO at BGSF, Inc.
"With BIC, announcing benefits availability from day one significantly impacts our proposals. It's a distinguishing factor that resonates strongly with our clients, enhancing our competitive edge."
Greg Wilson
CEO, Benefits Resources, Inc.
“The insurance products provided by Benefits in a Card have been a game-changer for our industry.”
Frequently asked questions
Whether it's in industries like staffing, hospitality, manufacturing, healthcare, retail, or any other sector marked by frequent turnover and temporary staffing, Benefits in a Card (BIC) has the service model and product offerings to help you retain your employees longer and attract top-tier talent.
Reach out to secure the best coverage for your clients
Our experts are ready to tailor solutions that align perfectly with your client’s needs